Insights · 15 April 2026

A Microsoft 365 security baseline for Australian SMEs

A practical Microsoft 365 baseline for Australian SMEs. The settings that prevent most real incidents, framed in the language of Essential Eight.

Most security incidents we see at small and medium Australian businesses come down to the same handful of issues: a stolen password, an unmanaged device, a forwarded inbox rule. A solid Microsoft 365 baseline addresses all three without needing an enterprise budget.

This article is a starting point, not a complete framework. If you would like a tailored review for your environment, please book a consultation.

What “baseline” really means

A baseline is the set of controls every tenant should have in place by default. It is not the most you can do; it is the minimum that responsible operators should expect. We try to align ours to the Australian Cyber Security Centre’s Essential Eight, while staying realistic for businesses without a dedicated security team.

Identity first

The single biggest leverage is making identity strong.

  • Enforce phishing-resistant multi-factor authentication for every user, including service accounts where possible. Authenticator app number-matching is a sensible minimum; passkeys are better.
  • Use Conditional Access to require compliant or hybrid-joined devices for sensitive apps.
  • Block legacy authentication. Modern clients only.
  • Configure break-glass accounts properly, with strong unique passwords stored in a vault and excluded from your standard Conditional Access policies.
  • Move admin permissions into Privileged Identity Management with just-in-time activation. Standing global admin is a needless risk.

Email hygiene

Email remains the most common entry point.

  • Enforce SPF, DKIM and DMARC, and move your DMARC policy to quarantine then reject once you have monitored reports for a few weeks.
  • Turn on Microsoft Defender for Office 365 anti-phishing and Safe Links if your licensing allows.
  • Audit inbox rules regularly. Auto-forward to external addresses is the classic attacker tell; block it at the tenant level.
  • Use a dedicated address for finance approvals and treat any change in payment details as needing voice confirmation.

Devices that are actually managed

If a laptop is not enrolled, it is not managed.

  • Enrol Windows, macOS, iOS and Android devices into Microsoft Intune.
  • Apply a baseline configuration for disk encryption, screen lock, OS update rings and a sensible app inventory.
  • Define a compliance policy and reference it from Conditional Access, so non-compliant devices cannot reach Microsoft 365 data.
  • For Windows, deploy Microsoft Defender for Endpoint and tune the noisy alerts.

SaaS and data

Microsoft 365 is more than email.

  • Set up retention policies for Exchange, SharePoint, OneDrive and Teams. Match your record-keeping obligations rather than guessing.
  • Use sensitivity labels for the small set of documents that genuinely need them, like client contracts.
  • Restrict external sharing of OneDrive and SharePoint to specific domains where practical, or at minimum require a guest account.

Backups, even for cloud workloads

Microsoft 365 has high availability, not backups in the traditional sense. If you accidentally delete a SharePoint site or get hit with ransomware that encrypts user files synced to OneDrive, native retention will not always save you. Consider a third-party backup product with a documented restore process.

What to do this quarter

If you only have time for three things, do these:

  1. Enforce phishing-resistant MFA for every account, including admin and service accounts.
  2. Move all standing admin permissions into PIM with approval workflows.
  3. Deploy Intune and a compliance policy, and tie it to Conditional Access.

This is roughly what insurers and clients are starting to ask about, and it is what stops most real attacks.

A closing note on Essential Eight

The Essential Eight is a useful checklist, but it is a starting point for SMEs, not the destination. Do not let perfect be the enemy of good. A working baseline this quarter beats a comprehensive plan you will not implement.

If you want a second pair of eyes on your tenant, request a security review.